https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/#loststolen. Pay down your credit card debt. Check your Mobile myki, you may be in negative balance or your myki Pass may have expired. No. Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. How Prepaid Cards Work & Why You might want one? Or you can buy another card, then fill in a form and get the balance of the old one transferred, as well as a refund on the new card's purchase price. This lets you contact us to request a refund of any balance on the Mobile myki. 0000118590 00000 n If your card is registered, simply notify PTV on 1800 800 007 and they will freeze the account and transfer the money onto a new card. Mobile myki can only be transferred to another device if the myki card is deactivated and moved to the new device. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. If the Android phone containing your Mobile myki is lost or stolen, let us know as soon as possible. I'd like to transfer all money from my other cards to my main card (the one with $6.54 on it). No, you can't get a refund on the ticket cost, but you can be reimbursed for unused credit. I have a card with $19.90 on it. I don't know anyone who has actually ever had to transfer their balance Myki mailboxReply paid 4318Melbourne Vic 8060, On the online replacement / reimbursement form. Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. PTV does not have any access to any information within the Google Wallet app. The money comes straight off the credit card you registered in Google Pay, and the new balance is written immediately onto the Mobile Myki "virtual card". Only needed to log on and change auto top-up to new card. 0000118233 00000 n Easy, and only required every three years!! I understand your frustration, especially when it's something that can be done quickly. If you need to replace a lost or stolen registered myki, there are a number of ways that you can do this. You would think they could have done it over the phone. Press question mark to learn the rest of the keyboard shortcuts. endobj In my experience touching on is quicker than validating a metcard. The process begins when you submit a balance transfer application. Is it bad to do multiple balance transfers? Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. For instance, your applications for new cards and balance transfers remain subject to approval. Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. Although your overall credit utilization may be low, if the utilization on one card is high, that may negatively impact your credit score. Enter your card number and other required information.4 Do You Have to Be a Student to Get a Student Credit Card? A 2 hour fare is extended when travelling to and from regional Victoria, find out more at Regional fares. You'll need your 15-digit myki number to register. From the "I Want To" drop down menu, find "Transfer a Balance.". What is the best credit card for fair or average credit? If you require a replacement Free Travel Pass, visit us at the PTV Hub at Southern Cross Station or call us on 1800 800 007, Refunds, compensation and replacement tickets, Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Making a change to your myki due to coronavirus (COVID-19). They are good for people who use transport frequently. From the Transfer Funds From drop-down, choose the credit card where the balance was coming from. Choose a card from the list or search by location or card name. I have my most recent card that has $6.54 on it. You probably want to transfer a balance to save money not spend more. I only realised this when my replacement card was lost and I called up for a new one. NerdWallet's Best Balance Transfer & 0% APR Credit Cards of March 2023 Citi Simplicity Card: Best for Long 0% period on transfers + no late fees BankAmericard credit card: Best for. Your new issuer may approve the full amount or only part of your balance transfer, depending on your credit limit and the issuer's transfer limits. That said i have a stack of Opal cards, because sometimes I leave my main card in another pocket or bag and also got spares for friends visiting from Overseas. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. Why is it impossible to transfer money online between different Myki cards? Refunds cannot be issued for less than $5. General concession available with Mobile myki can be used by any eligible concession card holder, but the only fare benefit will be the 50 per cent of full fare discount. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. All myki smartcards expire after four years. For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. This will allow you to deactivate your Mobile myki then reactivate it again. Maintain your L-plate log book. Balance transfers usually go through in five to seven days, although they may take longer. If your myki card is registered, call 1800 800 007 or visitptv.vic.gov.au. When a Myki card is lost or . damage that exceeds normal wear and tear. If you have Mobile myki you can set Auto Load via the Google Pay app. 0000006952 00000 n It was in my wallet the whole time lol. Whats the Difference between Business vs. Fast forward a month and my card had still not arrived (myki screwed up my address), so I escalated the matter and complained to a supervisor. A balance transfer might fail if the amount you wish to transfer exceeds your available credit limit, if you initiate the transfer after the time period mentioned in a balance transfer offer or if youre trying to transfer a balance from a card issued by the same card provider. 0 I've had really good experiences with Myki and was an early adopter, but this? I called customer service and was advised I needed to go in person to Flinders St station to do it. Mobile myki will now be reactivated on your phone, with your account details the same as before. Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. Remember that the total amount you transfer needs to remain less than the available credit limit of your new card. endobj If you think you might benefit from getting a balance transfer card, look for one based on factors such as eligibility criteria, duration of intro APR offers, regular APRs, balance transfer fees and annual fees. Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, myki machine, Quick Top Up or myki Check myki equipment, If you already have an unregistered myki, you can. The unused money remains on the card, losing value as fares increase over the years. I don't think we'll find out why the OP wanted to transfer balances as they haven't logged into Whirlpool for a year and a half. If your balance falls below zero, you won't have a valid ticket for your trip, and you won't be able to touch on. Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take? You could pay less interest by transferring balances from other higher-rate credit cards to a Wells Fargo Credit Card. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. The process begins when you submit a balance transfer application. It takes longer to get through the platform barriers than it did under Metcard, They are very old barriers retrofitted to work with myki, Because it was made by some pollys mate who probably still uses cheques to pay for shit. The reason for that is because low interest rates for transfers are made to attract new customers. logging into your myki account calling us 1800 800 007 Visiting a PTV Hub Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. Go to Settings > Connected devices > NFC. You'll need to buy and top up a new Mobile myki. The Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 page allows users to view transactions, balances, token holdings and transfers of ERC-20, ERC-721 and ERC-1155 . Which I obviously don't have because it is lost. What are the best business credit cards for cash back? My old one is registered and everything with my account but there seems to be no way to import that one in. Choose a balance transfer card based on the length of the 0% APR offer, balance transfer fees, annual fees, regular APRs and added perks. Your balance is protected from the time you tell us your myki is lost or stolen. I am only onto my second card because the first was lost. xref Tap Continue. Was told a main railway station can move the balance. (by Issuer). 0000013222 00000 n <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> Wait a few minutes then check the app to see your balance. How to Add Authorized Users & Employee Cards on a Business Credit Card? However, this is not the exact amount you may transfer from other cards because you also need to account for balance transfer fees. Do Not Sell or Share My Personal Information. Metro Trains: Ripped Off - See 175 traveler reviews, 73 candid photos, and great deals for Melbourne, Australia, at Tripadvisor. You start by buying a $5 SIM and then add PAYG credit that can be purchased in $15, $25, or $35 amounts. 0000003374 00000 n Myki card Myki card child pages. https://i.ibb.co/2NK61G8/aviary-image-1552378190281.jpg. This is regardless of whether there is a myki pass or existing fare on the myki. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. You will need to provide identification to show that you are the registered myki card holder. No. We can only see Mobile myki information if you register your Mobile myki viaRegister your myki. If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. endstream <>stream 0000001429 00000 n startxref there's no excuse for this money-grubbing by the Myki corporation. 0000118744 00000 n endobj How long do balance transfers take with Chase? There is no principle. You can request a new, free myki smartcard through your online account. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. If these are your only two cards, your credit utilization ratio is 33.33%. Manage another person's myki You can also check your myki money balance, myki Passdetails, card status, fare type, travel, and top-up history. There are four ways to replace an expired, damaged or defective myki: If your registered myki is lost or stolen, let us know as soon as possible. There must be hundreds of thousands of Myki card balances in this situation, if not millions. Auto-load is the same as auto top up. Your myki money or pass can then be transferred to a new smartcard. To check if you're eligible to travel on a concession myki, see Concessions and free travel. Depending on the issuer of the card to which you wish to transfer a balance, you might be able to begin the process online or over the phone. For a bus anyway. Yes. 182 0 obj You can register either when you buy your myki, or at a later date. Done it twice now. hbbf`b``30 ap On Friday Martin. I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. Assume that your new card charges a 3% balance transfer fee. From the Transfer Funds To drop-down, select the credit card that will received the balance. Reasons for denial may include waiting for too long after getting a new card, wanting to transfer more than your available credit limit or trying to transfer a balance from a card issued by the same card provider. The transfer of the funds from card 1 to card 2 only took a few days to show as a pending top up and it transferred to my new card when I next tapped on. How does credit and credit cards work for students? They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. When myki was first rolled out in 2010, it was more than $500m over budget and behind schedule. How To Transfer A Credit Card Balance To Another Card. You can replace your ticket if its expired, damaged or defective. WalletHub Answers is a free service that helps consumers access financial information. Select the card with the best balance transfer offer available to you. For example, when your myki Money balance reaches $10, you could top up with $20. TL;DR lost 2 Mykis, had to buy another one and post in a form then wait up to 2 weeks for a replacement Myki. Then I begrudgingly bought a new Myki card. Apply for a traffic accident report; My Myki expired and had like $6 on it, i went to ticket booth, was given a new myki and they transferred the balance from the old card whilst I waited, took less than a minute. 2. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. I know it's not possible to do it online. 183 0 obj We recommend visiting the card issuers website for the most up-to-date information available. We are committed to being fully transparent with our readers. Once it's transferred to another device, it will no longer be available on the original device. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. What is the best cash advance credit card? This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. By phoning 1800 800 007. EDIT; The card that I want to transfer FROM was lost and it was de-activated. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. No. If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. We're working to improve the messaging. If you'd like to buy a myki Pass for a different day duration, you can do so via the PTV website. Under Other, select Transfer. You can only have your Mobile myki active on one device at a time. Now you cannot access it on your original device. Tell us how much you're transferring and which card you're transferring from - make sure you have your card details to hand. No wonder the thing cost more than a billion dollars. Key points: A third of Melbourne's public transport users will be able to use the app The Government is in talks with Apple to develop an iPhone version JavaScript must be enabled to use this site.We're sorry for any inconvenience. Irrespective of the card provider handling your transfer, you may expect to find out the estimated turnaround time in advance. Select the 'Activate' option. How are Banks Adapting to Meet New Needs Because of Coronavirus? View all transactions related to your myki for the previous 6 months, select your myki then select Activity.